That “perfect” four-bedroom, two-bath house you stumbled upon in a beautiful suburban neighborhood could hide some serious problems. The best way for homebuyers to find out about potential issues is with a good home inspection.

In fact, you’ll have to get a home inspection to meet mortgage lenders’ requirements before you buy. But not all licensed inspectors will thoroughly inspect and report on your potential home’s defects.

So before you hire the first home inspector you find on Google or whoever your Realtor or lender suggests, do your homework. It’s acceptable to interview a home inspector before you decide to drop $300 or more on the inspection fee.

Here are the seven most important questions to ask before you schedule a home inspection:

1. Are you a member of a professional inspection organization?

Reputable home inspectors will be members of one of these organizations: the National Association of Home Inspectors, the American Society of Home Inspectors or the International Association of Certified Home Inspectors. Many states also have statewide associations, which are acceptable alternatives.

Each organization has certification and licensing procedures and requires members to follow procedural and ethical standards when conducting home inspections. Membership to one of these organizations doesn’t guarantee a home inspector is an expert, but you should probably rule out any inspectors who aren’t members of a respected professional organization.

2. What’s your background?

The best home inspectors are typically those who have experience in the building industry. You want to work with an inspector who knows what’s inside the walls of your home and understands the basics of local building codes and requirements. (Note: A home inspector will not be able to tell you if every single plumbing, electrical and/or structural aspect of your potential home is up to the latest codes. For this, you’ll need a more specialized inspection by a licensed plumber, electrician or contractor.)

Background is especially important if you’re planning to purchase an older home, as inspectors may need to look for problems in older homes that are uncommon in newer properties. So if you’re buying an older home – or a fixer-upper – find an inspector with a background in inspecting similar homes.

3. How much experience do you have?

It’s OK to work with a rookie home inspector who has a background in construction or home repair. But be sure you hire someone who has, at the very least, undergone extensive training – or who will have the assistance of a more experienced inspector during the inspection.

4. How long will the inspection take?

On average, a home inspection should take two to three hours to perform. If you’re dealing with a large home, a fixer-upper or an older home, the inspection should take even longer. Don’t hire someone who promises to be in and out within an hour or two, as this is too short a time to thoroughly inspect a home.

5. What will you inspect?

Keep in mind that it’s not a home inspector’s job to inspect things that can’t be seen. The inspection won’t reveal any wiring problems hidden behind drywall or any mold problems under the shower tiles.

With that said, an inspector should evaluate every possible visible place in your home, including the roof, basement and attic. And the home inspector should be in physical shape to access these places, even if a ladder or flashlight is required.

An inspector should also look at things such as the water heater, furnace and electrical box. Again, the inspector may be unable to tell you if your home’s systems are up to local codes. But the professional should have enough knowledge to inform you if the systems are safe or in need of major repairs.

6. Can I attend the inspection?

A refusal to this simple request is a red flag. A home inspection is a fabulous opportunity to learn about your home and talk about anypossible repairs that may be needed. A good inspector will take you along on the inspection, if you wish. A great inspector will talk you through everything he sees.

7. What kind of inspection report do you offer?

Most inspectors will provide a report within 24 hours. It’s important to be sure the inspector’s reporting style will meet the requirements of your lender as well as your own personal preferences. Ask to see samples of their previous home inspections if you aren’t sure.

Of course, you’ll also want to ask about the inspector’s fees and schedule. But before you get to those, find the right inspector by asking these seven questions.

http://money.usnews.com/money/blogs/my-money/2014/04/27/7-questions-to-ask-when-choosing-a-home-inspector

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As we show you in this video, an inspector checks the safety of your potential new home. Home Inspectors focus especially on the structure, construction and mechanical systems of the house and will make you aware of only repairs that are needed. The Inspector does not evaluate whether or not you're getting good value for your money. Generally, an inspector checks (and gives estimates for repairs on): the electrical system, plumbing and waste disposal, the water heater, insulation and Ventilation the heating and AC system, water source and quality the potential presence of pests the foundation, doors, windows, ceilings, walls, floors, and roof. Be sure to hire a home inspector that is qualified and experienced. It's a good idea to have an inspection before you sign a written offer since once the deal is closed you've bought the house as-is.

Buying a home?  It's probably the most expensive purchase you'll ever make.  This is no time to shop for a cheap inspection.  The cost of a home inspection is very small relative to the value of the home being inspected.  The additional cost of hiring an InterNACHI-Certified Professional Inspector® is almost insignificant.   You have recently been crunching the numbers, negotiating offers, adding up closing costs, shopping for mortgages, and trying to get the best deals.  Don't stop now.  Don't let your real estate agent, a "patty-cake" inspector, or anyone else talk you into skimping here.  InterNACHI-certified inspectors  perform the best inspections by far.  InterNACHI-certified inspectors earn their fees many times over.  They do more, they deserve more, and -- yes -- they generally charge a little more. Do yourself a favor... and pay a little more for the quality inspection you deserve.

The licensing of home inspectors only sets a minimum standard.  Much like being up to code, any less would be illegal.  Imaginary people, children, psychics (who claim to "sense" if a house is OK) and even pets can theoretically be home inspectors.  InterNACHI, the International Association of Certified Home Inspectors, front-ends its membership requirements.

InterNACHI inspectors:

• have to pass InterNACHI's Online Inspector Examination, and re-take and pass it every three years (it's free and open to everyone, and free to re-take);
• have to complete InterNACHI's online Code of Ethics Course (free to take after joining, and self-paced);
• have to take InterNACHI's online Standards of Practice Course (free to take after joining, and self-paced);
• must submit a signed Membership Affidavit;
• substantially adhere to InterNACHI's Standards of Practice;
• abide by InterNACHI's Code of Ethics;
• have to submit four mock inspection reports to InterNACHI's Report Review Committee (for free) before performing their first paid home inspection for a client if the candidate has never performed a fee-paid home inspection previously;
• within the first year of membership, have to successfully pass the following free online, accredited, and self-paced courses and exams:
  • InterNACHI’s "Safe Practices for the Home Inspector" course,
  • InterNACHI’s "25 Standards Every Inspector Should Know" course,
  • InterNACHI’s "Residential Plumbing Overview for Inspectors" course,
  • InterNACHI’s "How to Perform Residential Electrical Inspections" course,
  • InterNACHI’s "How to Perform Roof Inspections" course,
  • InterNACHI’s "How to Inspect HVAC Systems" course,
  • InterNACHI’s "Structural Issues for Home Inspectors" course,
  • InterNACHI’s "How to Perform Exterior Inspections" course,
  • InterNACHI’s "How to Inspect the Attic, Insulation, Ventilation and Interior" course,
  • InterNACHI’s "How to Perform Deck Inspections" course,
  • InterNACHI’s "How to Inspect for Moisture Intrusion" course, and
  • InterNACHI’s "How to Inspect Fireplaces, Stoves, and Chimneys" course.
• have to pursue inspection-related training by taking 24 hours of additional accredited Continuing Education each year;
• have to maintain their Online Continuing Education Log (free), per InterNACHI's rigorous Continuing Education policy;
• have access to InterNACHI's Message Board for exchanging information and tips with colleagues and experts;
• have access to InterNACHI's "What's New" section so that they can keep up with the latest news and events in the inspection industry;
• have access to InterNACHI's time-tested Inspection Agreement, which keeps them (and you) away from lawsuits;
• have access to InterNACHI's Report Review/Mentoring Service;
• have to carry E&O Insurance (if their state requires it);
• have access to a real estate agent Hold-Harmless Clause;
• and have access to many other benefits, training, marketing tools and information to help themselves, as well as consumers and real estate professionals, provided for free by the world's largest inspector association.

So, the next time you need a home inspector (or need to refer your clients to one), make sure that inspector is a member of InterNACHI.

WHAT DOES THIS MEAN FOR ME?

• A professional energy audit gives you a thorough picture of where your home is losing energy and what you can do to save money.
• You can save 5%-30% on your energy bill by making upgrades following a home energy assessment.
• You may be eligible for state, local, or utility incentives to assist with your home energy audit. Visit the Database of State Incentives for Renewables and Efficiency to find out.

HOW DOES IT WORK?

An energy auditor will walk through your home, review your bills, and conduct a blower door test or thermographic scan.Some utilities offer free or discounted home energy audits. Contact yours to find out if this incentive is available.

Professional energy assessments generally go into great detail to assess your home's energy use. The energy auditor will do a room-by-room examination of the residence, as well as a thorough examination of past utility bills. Many professional energy assessments will include a blower door test. Most will also include a thermographic scan. There's also another type of test -- the PFT air infiltration measurement technique -- but it is rarely offered. Check out the Energy Saver 101 graphic to get an idea of what energy auditors look for and the special tools they use to determine where a home is wasting energy. 

PREPARING FOR AN ENERGY ASSESSMENT

Before the energy auditor visits your house, make a list of any existing problems such as condensation and uncomfortable or drafty rooms. Have copies or a summary of the home's yearly energy bills. (Your utility can get these for you.) Auditors use this information to establish what to look for during the audit. The auditor first examines the outside of the home to determine the size of the house and its features (i.e., wall area, number and size of windows). The auditor then will analyze the residents' behavior: 

• Is anyone home during working hours?
• What is the average thermostat setting for summer and winter?
• How many people live here?
• Is every room in use?

Your answers may help uncover some simple ways to reduce your household's energy consumption. Walk through your home with the auditors as they work, and ask questions. They may use equipment to detect sources of energy loss, such as blower doors, infrared cameras, furnace efficiency meters, and surface thermometers.

FINDING AND SELECTING AN ENERGY AUDITOR

There are several places where you can locate professional energy assessment or auditing services.

• Your state or local government energy or weatherization office may help you identify a local company or organization that performs audits.
• Your electric or gas utility may conduct residential energy assessments or recommend local auditors.
• Your telephone directory under headings beginning with the word "Energy" may list companies that perform residential energy assessments.
• The Residential Energy Services Network provides a directory of certified energy raters and auditors near you.

Before contracting with an energy auditing company, you should take the following steps:

•Get several references, and contact them all. Ask if they were satisfied with the work.

•Call the Better Business Bureau and ask about any complaints against the company.

•Make sure the energy auditor uses a calibrated blower door.

•Make sure they do thermographic inspections or contract another company to conduct one.